Covid- 19 Financial Relief and Resources
Listing of relief resources and financial assistance
Emergency Funding For Artists / Music Industry Professionals Who’ve Lost Income From Canceled Festivals/Gigs Because Of COVID-19
American Guild of Musical Artists (AGMA) Relief Fund:
Equal Sound Corona Relief Fund:
MusiCares’ COVID-19 Relief Fund:
Musicians Foundation’s COVID-10 Emergency Aid Grant Program: http://www.musiciansfoundation.org/apply/
SoundGirls Coronavirus Relief (for production techs who are now unemployed):
Sweet Relief’s COVID-19 Fund:
Additional Resources For Musicians/Industry Professionals:
American Federation Of Musicians:
The Blues Foundation’s HART Fund:
International Bluegrass Music Association’s Bluegrass Trust Fund:
Jazz Foundation’s Musicians’ Emergency Fund:
Music Health Alliance:
Small Business Administration’s Guidance & Loan Resources (COVID-19):
Mental Health Resources In The US:
National Suicide Prevention Lifeline:
call 1-800-273-TALK (8255)
Crisis Text Line: text “HOME” to 741-741
Substance Abuse and Mental Health Services Administration’s (SAMHSA’s) Disaster Distress Helpline: call 1-800-985-5990 or text TalkWithUs to 66746
Additional Mental Health Resources:
Backline – a hub for artists, industry professionals and their families to access mental health and wellness resources:
Centers for Disease Control’s tips for managing anxiety & stress in regards to COVID-19: https://www.cdc.gov/coronavirus/2019-ncov/prepare/managing-stress-anxiety.html
Tour Support (response to COVID-19 includes providing one month of free online therapy through Better Help to independent touring contractors who are unemployed or were planning to join a tour that has been postponed or canceled):
Financial and General Assistance In The US:
Federal-State-Local Benefits Finder:
211 offers information about referrals to social services for everyday needs and in times of crisis: Visit http://211.org/services/covid19 or dial 2-1-1.
Online Support For Industry Professionals:
FestForums’ weekly live stream discussion to share information about COVID-19’s affect on the live industry: https://www.facebook.com/festforums/
COVID-19 Music Production Response Group – an open forum Facebook group about the effects of COVID-19 on music production industry professionals: https://www.facebook.com/groups/2396222610479031/?ref=share
THRIV (Tour Health Research Initiative) – a comprehensive scientific study of health and mental health among touring professionals: https://www.tourhealth.org/fbclid=IwAR3t_m4xZL6xLLdCKEfzteJuzJMcGUdatpjfJ2vAOrWDj1Veg9IjJcxvLD8
Change.org Petition – COVID-19 Federal Aid Package For Events Industry:
Petition to tell Congress to include displaced entertainment workers in relief package:
Links, Information, and Other Covid-19 Support Resources
Visit the U.S. Department of Labor for details on:
- • Families First Coronavirus Response Act: Employee Paid Leave Rights (here in Spanish)
- • Families First Coronavirus Response Act: Employer Paid Leave Requirements (here in Spanish)
Visit the U.S. Department of Treasury for details on:
- • Treasury and IRS Delay Federal Tax Day from April 15 to July 15
- • Get Your Refund Faster: Tell IRS to Direct Deposit your Refund to One, Two, or Three Accounts.
- • 3.27.2020 Stimulus Bill o Temporarily suspends nearly all efforts to garnish tax refunds to repay debts with the potential exception of delayed child support payments.
- o You may be eligible for up to $1,200 per adult and $500 per qualifying child under the age of 16. (Payments will be determined based on your adjusted gross income reported in 2019). ▪ If you have not yet filed your 2019 tax return you can use your 2018 return or a 2019 Social Security Statement showing your income.
- ▪ Payments will be made via Direct Deposit; these payments are expected to be made within 3 weeks.
Unemployment Insurance Benefits
- • Guidance on State Specific Unemployment Insurance Flexibilities During COVID-19 Outbreak
- • 3.27.2020 Stimulus Bill Additional Benefits o Provides an additional $600 per week in addition to weekly state benefits.
- o Extends state provided unemployment coverage by an additional 13 weeks (not to exceed more than 39 weeks).
- • 3.27.2020 Stimulus Bill widens unemployment benefit eligibility: o Self-Employed and/or Part Time Workers may be eligible.
- o Persons unable to work due to the closure of schools, day cares, or elderly care facilities may be eligible.
- o Persons unable to work due to a Covid-19 diagnosis, those with symptoms seeking a diagnosis, and/or those unable to work to care for a family or household member who has received a diagnosis may be eligible.
- o Persons required to Self-Quarantine may be eligible.
Student Loan Assistance
- • The federal government has issued automatic payment suspensions for any student loan held by the federal government through Sept 30.
- • Interest shall not accrue on Federal Student Loans during this period.
- • Borrowers trying to qualify for loan forgiveness by making 120 consecutive payments see their payment count continue to go up monthly even if payments are not made.
- • Wage garnishment due to unpaid student loans will be suspended during this period.
- • For the calendar year 2020, no one will have to take a required minimum distribution from any individual accounts or workplace retirement savings plans.
- • Early Withdrawals o Penalties on early coronavirus-related withdrawals up to $100,000 will be waived.
- o Income taxes owed on coronavirus-related withdrawals can be spread over 3 years.
- o Money withdrawn can put back into accounts within 3 year of borrowing will not be subject to standard contribution limits.
- • Borrowing from 401(k) or other workplace retirement plans? o You can borrow up to twice the usual amount (up to $100,000) for up to 180 days from 3/27/2020 with certification that you’ve been affected by the pandemic.
- o If you currently have a loan that was due to be repaid by 12/31/2020 you will be granted an additional year to repay.